Could Illinois ban ZIP code and credit score pricing in car insurance?
Posted on April 27, 2026 in Insurance and Compensation
Yes. Illinois lawmakers have introduced one bill that would directly ban insurers from using ZIP code, credit score, credit-based insurance score, and age over 65 to raise auto premiums or to trigger nonrenewal or cancellation, and another bill that would first require a statewide study of nondriving factors before broader restrictions move forward. If you drive in Chicago or anywhere in Illinois, watch Springfield bill action and read your renewal paperwork closely so you can spot which rating factors are affecting your price.
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Illinois Scott's Law 2026 move-over rule after a crash
Posted on April 23, 2026 in Case Results
Starting January 1, 2026, Illinois expands Scott's Law so drivers must yield to emergency vehicles displaying flashing lights whether the vehicle is stationary or moving. That change affects fault arguments, traffic charges, and injury claims after crashes involving Illinois State Police squad cars, fire apparatus, ambulances, tow trucks, and active roadside emergency scenes. If a crash happened near emergency lights, focus first on the exact vehicle position, the lights, lane availability, speed, and what the police report and scene evidence show.
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